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Welcome to St Thomas Financial Services Ltd

Every stage in life has its financial challenges. It could be purchasing a property, investing for your children’s education or choosing the right pension option.

St Thomas can help with these decisions and offer practical solutions in the following areas:

• Investment 
  whether you are looking for growth or income our knowledge can help you to build tax efficient investments to achieve your goals.
• Mortgages*
  residential, buy to let and commercial mortgages to meet your needs.  We can offer market leading rates by researching the whole of the market when making recommendation, not just a limited number of lenders.
• Protection
  protecting your family in the event of illness, accident or death is key to  financial planning. Are you covered adequately?
• Pension planning
  we all want to live comfortably in retirement but it doesn’t happen  by chance. We can review and advise on your pension provisions.
• Retirement income
  there are a number of options for retirement income. Make sure you have the whole picture.
• Inheritance tax **
  would you like to save your children paying 40% tax? Inheritance  tax  planning could save you significant sums.

For friendly professional advice please contact Richard Ball

*   Your home may be repossessed if you do not keep up repayments on a mortgage. Commercial mortgages are not regulated by the Financial Services Authority and not all Buy to Let mortgages are regulated by the Financial Services Authority.
** Inheritance tax planning is not regulated by Financial Services Authority

The guidance contained within this website is for information purposes only and is not meant to be individual advice. It is subject to the UK regulatory regime and is therefore targeted at consumers based within the UK, or UK ex-patriates.